November 12, 2016
14 Comments
by William Charles
Synchronyand Fareportal (CheapOair & OneTravel) have just launchednew credit cards, they are offering three different cards:
- Visa signature
- Visa
- Store card
You apply using the same link and the card you receive is dependent on your credit worthiness.
Contents
- 1 Card Basics
- 2 How Much Are Points Worth?
- 3 Our Verdict
Card Basics
- Purchases of $399 or more (after discounts) give access to special financing for six months
- Sign up bonus of a $50 statement credit after $500 in purchases within the first 90 days of account opening (excludes any purchases with special financing)
- Card earns at the following rates:
- 6x points on CheapOair.com and OneTravel.com purchases
- 4x points on dining purchases
- 2x points on all other purchases
Keep in mind that you’ll add the 6x points in addition to the points you normally earn. The rates for that is as follows:
- Airline tickets: 1 point per $1 spent
- Hotel rooms: 3 points per $1 spent
- Rental cars: 3 points per $1 spent
- Trip Extras: 1 point per $1 spent
Keep in mind that the store card will only earn 6x points on CheapOAir/OneTravel purchases as it can’t be used outside of this.
How Much Are Points Worth?
Points can be redeemed for hotel bookings or redeeming them for gift cards.Both programs give you 500 points for joining. Thanks to reader Dovwe know that points are worth 0.5¢ each when redeemed for airfare or CheapOair/OneTravel gift cards. A $10 third party gift card will cost you 4,000 points (0.25¢ per point).
Our Verdict
As points are worth a maximum of0.5¢, the card realistically looks like this (and this is a best case scenario):
- 3% on CheapOAir/Onetravel purchases
- 2% on dining purchases
- 1% on all other purchases
There are better cards for dining purchases and every day purchasesand 3% back on travel isn’t exactly exciting either. We originally posted this on September 30th, 2016, we are reposting because the cards are now live.
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14 Comments
newest
oldest most voted
Elo Marc(@guest_1612463)
May 5, 2023 06:08
#1612463
This company is nothing but a joke all around. They did not charge my card on the due date. I got several notifications my payment was late. I had to call them 5 times. Oh They do not have 24-hour customer service or chat. Then they asked me something about my card I could not find the card then they suggested me to cancel the card and request another one, Then the nightmare got even worse. They charged me a late fee and , they reduced my credit line without notifying me from 3k to 450 dollars. I owed them only 180 dollars. and for months I did not owe them anything. So they do not value their customers at all. I have 14 cards with a total credit limit close to 90k and my credit utilization is 8% and this stupid company claimed I owe too much debt I mean. I did not even use half of the credit they gave me 180 dollars??? are you serious??? Learn from Amex and Discover this company can not be taken seriously. Avoid as much as you can
Reply
Beezer(@guest_531760)
December 6, 2017 23:13
#531760
I got $1100 SL with a FCO-8 of 640. Likely the private label store card though.
Reply
Robert Smith(@guest_508868)
November 4, 2017 21:08
#508868
My FICO score 8 classic is 740 and Synchrony Bank said about my CheapOair card application: NO.
Reply
c(@guest_494078)
October 14, 2017 22:02
#494078
so you think with fico score of TU 609 EX 579 and other one 616 i have chance
4
Reply
Adriana Inamagua(@guest_456526)
August 10, 2017 10:27
#456526
This is the worst credit card ever. The terms and disclosures are not clear. When you call they tell you 6 month 0% interests and it is actually deferred and if you don’t pay in full within the six months they change you all the backdated interest at once. Customer service is the worst. Would not recommend it.
Reply
LC(@guest_809457)
September 12, 2019 18:37
#809457
Adriana Inamagua
i wouldnt recommended paying interest… ever.
Reply
No prior experience with CHEAPO Air, apped, got 5K, no signature, TU score 730, interest rate 26%. Booked a couple of days at a hotel, advertised cancellation at no charge. Found the hotel cheaper without booking through CHEAPO….had to fight to avoid a cancellation fee with CHEAPO. The customer service rep was shady and going back and forth about charging a fee. Once I told her that the hotel indicated there was no cancellation fee up to 24 hours prior to arrival, after a long hold, indicated no charge. It took 2 weeks for the charge to be removed from my card. Definitely will be closing this card!
Reply
I have no interest in this card, but the one thing CheapOAir has going for them as opposed to any other online broker I have found is that you can split a ticket purchase across multiple cards. This would allow you, say, to put a small portion of a ticket on a Citi Prestige for the insurance benefits, while putting the remainder on the card you want to actually earn points on.
With that said, all the horror stories I’ve read about them with regard to ticket changes, upsell, and awful service makes me think I shouldn’t chance it.
Reply
TomT(@guest_314607)
November 12, 2016 11:13
#314607
40,000 points for a $10 third party gift card? Typo?
Reply
Author
William Charles(@will)
November 13, 2016 20:00
#314811
TomT
Yes, haha. Fixed.
Reply
Dov(@guest_302547)
October 2, 2016 11:02
#302547
Points are worth 0.5 for hotel and chepoair gift cards
Maximum that could be redeemed towards chepoair gift card is $100 20K points at a time
Merchant gift cards is $10 for 4K
This new card is a 3.5% back in travel card on chepoair or one travel
It’s a weak rewards travel card considering the fact that chepoair usually adds huge (hidden) fees to every ticket that is booked through them
Also there is no real 24 hour Cancellation period they give you 4 hours to cancel and after that it’s $25 up to 24 hours
Reply
Author
William Charles(@will)
October 2, 2016 18:43
#302645
Dov
Thanks, very useful information
Reply
Has anyone had good experiences with OneTravel/CheapoAir. Booked tickets twice with them, they were supposed to be cheaper than other websites, got a call the next day saying the tickets have not been issued; but I had an option of buying a higher priced ticket!
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